Bank Holidays in December 2025: 18-Day Closure Across India—Check Dates
As 2025 draws to a close, banking operations across India will see multiple closures in December due to regional holidays, weekends, and national observances. According to the Reserve Bank of India (RBI) calendar, banks will remain closed for 18 days in December 2025 across various states and Union Territories.
These include holidays declared under the Negotiable Instruments Act, Real-Time Gross Settlement (RTGS) holidays, and Banks’ Closing of Accounts. While physical branches will be closed on these days, customers can still access digital banking services, including UPI payments, internet banking, and ATMs.
Key Highlights
- Banks across India will be closed on December 25 (Christmas) in all states and Union Territories.
- Second and fourth Saturdays and all Sundays will also be non-working days for banks.
- Certain states will observe regional festivals and commemorative holidays in addition to national holidays.
Full List of Bank Holidays in December 2025
December 1 (Monday):
State Inauguration Day / Indigenous Faith Day – Arunachal Pradesh, Nagaland
December 3 (Wednesday):
Feast of St. Francis Xavier – Goa
December 7 (Sunday):
Weekly holiday – All States
December 12 (Friday):
Death Anniversary of Pa Togan Nengminja Sangma – Meghalaya
December 13 (Saturday):
Second Saturday – All States
December 14 (Sunday):
Weekly holiday – All States
December 18 (Thursday):
Death Anniversary of U SoSo Tham – Meghalaya
December 19 (Friday):
Goa Liberation Day – Goa
December 20 (Saturday):
Losoong/Namsoong – Sikkim, Goa
December 21 (Sunday):
Weekly holiday – All States
December 22 (Monday):
Losoong/Namsoong – Sikkim
December 24 (Wednesday):
Christmas Eve – Mizoram, Nagaland, Meghalaya
December 25 (Thursday):
Christmas – All States and Union Territories
December 26 (Friday):
Christmas Celebrations – Mizoram, Nagaland, Meghalaya
December 27 (Saturday):
Fourth Saturday – All States
December 28 (Sunday):
Weekly holiday – All States
December 30 (Tuesday):
Death Anniversary of U Kiang Nangbah – Meghalaya
December 31 (Wednesday):
New Year’s Eve / Imoinu Iratpa – Mizoram, Manipur
Important Note for Bank Customers
- Banking services at physical branches will remain suspended on these holidays.
- Customers can continue to use digital channels such as UPI, mobile banking, net banking, and ATMs without disruption.
- It is advisable to plan financial transactions and branch visits in advance, especially toward the end of the year when multiple holidays coincide.
RBI’s Bank Holiday Categories
- The Reserve Bank of India (RBI) classifies bank holidays under three main heads:
- Negotiable Instruments Act Holidays
- Real-Time Gross Settlement (RTGS) Holidays
Banks’ Closing of Accounts
Since the holiday schedule differs across states depending on local festivals and observances, customers should always check the regional bank holiday list applicable to their state before planning in-person transactions.
